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Consent and Coercion in the Law of Accidents


Article # : 15660 

Section : MODERN THOUGHT
Issue Date : 2 / 1989  5,303 Words
Author : Peter Huber
Peter Huber is a senior fellow at the Manhattan Institute for Policy Research. This article is adopted from Liability: The Legal Revolution and its Consequences (Basic Books, 1988).

       Today, it is one of the most ubiquitous taxes we pay. The tax is levied on virtually everything we buy, sell, and use. It represents 30 percent of the price of a stepladder and over 95 percent of the price of childhood vaccines. Because of the tax, you cannot use a sled in Denver city parks or a diving board in New York City schools. You can no longer buy American-made brands of sporting goods, especially equipment for amateur contact sports such as hockey and lacrosse. In Missouri, for a time, you could not use public transportation in the city of St. Joseph, nor could criminals be sent to jail in Lafayette County.
       
        The tax directly costs American individuals, businesses, municipalities, and other government bodies at least $80 billion a year, a figure that equals the total profits of the country's top two hundred corporations. But many of its costs are indirect and unmeasurable, reflected only in the tremendous effort, inconvenience, and sacrifice Americans now go through to avoid its collection.
       
        The tax is better known as tort liability, conceived in the 1950s and set in place in the 1960s and '70s by a new generation of lawyers and judges. Oddly, the liability tax is widely and passionately believed to protect the ordinary consumer and worker, the hapless accident victim, the little guy. But it is in fact a recent invention that operates overwhelmingly for the benefit of lawyers.
       
        Who enacted this tax? No one in particular. In the 1950s and after, a new group of legal theorists rose to prominence in the law schools and in the courts. Their leaders were thoughtful, well-intentioned legal academics at some of the most prestigious law schools and judges on the most respected state benches. Most consumers, the new school reasoned, pay little attention to accident risks before the fact. Consumers fail to demand, and producers fail to supply, as much safety as would be best. Furthermore, consumers buy less accident insurance than they really need. In a remarkably short time, on the strength of this reasoning, these legal reformers completely recast a centuries-old body of law in an entirely new mold of their own design.
       
        The Death of Contract
       
        Sweeping changes in the common law can rarely be traced to any single decision. But the story of modern tort law can be said to have begun in 1958, when one Chester Vandermark brought a new car from the Maywood Bell Ford dealership near Los Angeles. Six weeks and 1,500 miles
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